It's Important to know what's your credit score is !

You can obtain the most economical loans available on the market with a higher score

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Information that makes up your credit report

Payment history

what percentage of your invoices and other due expenses you pay on time

Total amount of debt owed

The total amount of debt you owe after payment history

Credit history length

A consumer's credit score will increase in proportion to the length of time that they have open and active financial accounts.

Number of hard credit checks

your frequency of loan or credit line applications

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Results will vary. Not all payments are boost-eligible. Some users may not receive an improved score or approval odds. Not all lenders use our credit files, and not all lenders use scores impacted.

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Tips for boosting Your Credit Report

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Register For auto pay

As long as you have sufficient funds in your checking account, you’ll never have to worry about missing a payment if you have autopay.

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Avoid contacting new credit bureaus

Your score could significantly decline if you apply for too many new loan or line of credit.

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Pay attention to debt repayment

Reduce your debt-to-income ratio by concentrating on debt repayment.

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Subscribe to get your credit score history, to know about your recent credit score updates.

Check your credit profile to help you make more informed decisions.

Step 1

Check your credit report to know your credit score and determine your current credit position.

Step 2

Your credit history including the overall debt load, the number of open accounts, repayment record, and other element is used to determine your credit score.

Step 3

Financers utilise this information to assess the likelihood that a borrower will be able to make timely loan repayments.

Credit Score FAQ's

1. What is Credit Score?
A credit score is a three-digit number that varies from 300 to 900 and indicates how creditworthy a borrower or cardholder is.
2. Why is my Credit Score important for getting my loan sanctioned?
A Credit Score demonstrates reliability, credibility in honoring debt & other Financial obligation.
3. Does every inquiry affect a credit score?
Yes, multiple credit inquiries do have an adverse impact on consumer credit scores.
4. How can I improve my Credit Score?
A good credit history can be maintained by Paying attention to debt repayment, avoiding contacting new credit bureaus and also registering for auto pay so that you will miss
5. Why its important to maintain your good credit score
Good credit score improves your eligibility for loans, lower interest rate, quicker loan approval and credit cards with attractive benefits
6. What factors impact your Credit score?
Some of the common factors that impact credit score are amounts owed, payment history, credit mix and number of hard credit checks

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